Graves County, KY: Foreclosures, Tax Liens & Distressed Properties
Graves County, KY, Kentucky: 18 ZIP codes scored, Graves County, KY averaging 24/100 (low, Graves, KY), from 15 to 36. Graves County, KY is in its peak phase (Graves, KY confidence 22/100): Graves, KY home prices up 4.4% (Graves, KY) over twelve months. Graves County, KY lender headwind: 84/100.
Highest-scoring Graves County, KY ZIPs: 42003 (36/100), 42069 (29/100), 42082 (27/100), 42027 (26/100), 42040 (25/100), 42051 (25/100). Also scored in Graves County, KY: 42061, 42066, 42079, 42025, 42049, 42054, 42071, 42088, 42085, 42041.
Across Graves County, KY's scored ZIPs: median home value $159,131, household income $54,248, 14.2% vacancy, 20.0% poverty, 80% owner-occupied, median age 42.3.
Graves County, KY insurance distress 69/100 (#666 in the US); FEMA hazard 68/100 for Graves, KY; 10 federal disaster declarations in Graves County, KY since 2023; 5 Graves, KY NFIP flood claims, $53K paid; Graves, KY construction distress 4/100.
7 banks with 11 branches lend in Graves County, KY; Graves, KY weighted bank stress 72/100, highest 76/100 in Graves, KY.
Graves County, KY unemployment 3.8% (Graves, KY -0.1 pts, six months); 42 new housing units permitted in Graves County, KY over twelve months, Graves, KY up 320% from 10; Graves, KY home prices +9.7% a year (Graves, KY) over three years.
16,425 housing units in Graves County, KY; 3,342 Graves, KY renter households; 40% of Graves, KY renters spend 30%+ of income on rent, 21% (Graves, KY) half or more.
Graves County, KY ranks #1,198 nationally on the opportunity index (Graves, KY, among all ranked counties); Graves, KY scores 30.5/100 and Graves, KY sits #75 inside Kentucky. Graves, KY is in the watchlist opportunity phase; Graves, KY's primary driver is vacancy, Graves, KY second driver bank institutional; Graves, KY moved up 543 places. 42 short-sale listings across Graves, KY; 96 days on market observed in Graves, KY; 14.4% vacancy over 18 Graves, KY ZIPs.
No CFPB county sample covers Graves County, KY. The non-metro area reading for Graves, KY: 1.1% ninety-plus days late; Graves, KY's thirty-to-eighty-nine share is 3.0% (Graves, KY, December 2025 data); Kentucky overall 1.0%.
Graves County, KY has 5 watched banks; 5 Graves, KY banks sit in an elevated band. Graves, KY footprints: Fnb Bank Inc (3 branches, stress 74) in Graves, KY; First Kentucky Bank Inc (3 branches, stress 73) in Graves, KY; Community Finl Services Bk (1 branch, stress 76) in Graves, KY.
HUD lists 9 assisted multifamily properties in Graves County, KY with 323 units; 275 Graves, KY units are assisted, 5 Graves, KY properties under project-based Section 8.
2,286 of the 16,425 housing units in Graves, KY sit vacant. Graves County, KY permitted 0 multifamily units in twelve months; Graves, KY's one-to-four unit structures added 42 units in Graves County, KY.