ZIP 42069 Property Distress & Foreclosure Data

ZIP code 42069 in Graves County, Kentucky carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), construction/permit lag (61/100), institutional ownership (59/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (79/100), flood (NFIP) exposure (76/100)). On the structural side it scores 71/100, with 7/100 of stress already active.

The peak-phase market in 42069 posted values that rose 4.2% over the year (phase confidence 35/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

89% of housing is owner-occupied. Around 0% of renters are cost-burdened. The ZIP holds roughly 512 housing units. Around 9% of adults hold a bachelor's degree or higher. The poverty rate is 10.7%. The demographic-stress sub-score lands at 25/100. Population is roughly 1,114 with a median age of 47. The typical home is worth about $208,500 (3.8× income, relatively affordable). At $45,391, median income runs below typical U.S. levels. The vacancy rate is 5.5%.

On balance 42069 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.