ZIP 42053 Property Distress & Foreclosure Data

Composite property distress in 42053 (Ballard County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100), climate & FEMA risk (64/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (60/100), construction/permit lag (59/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 61 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.9% year on year, and 21% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $174,300 here, or 2.3 times local income. The tenure split is 80% owner-occupied to 20% rented. There are about 2,347 housing units across 42053. About 21% have a four-year degree. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 42053 scores 22/100. Households earn a median $70,617 — near the roughly $78,000 national figure. About 4,882 people live here, median age 46. Rent burden reaches 12% of tenant households.

Net-net, 42053 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.