ZIP 42053 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42053 (Ballard County, Kentucky) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (74/100), climate & FEMA risk (64/100). The sharpest non-environmental signals are construction/permit lag (92/100), structural risk (68/100), institutional ownership (57/100). By contrast, mortgage stress (24/100) register low. Structurally it carries 68/100, against 7/100 of stress already in motion.

The market reads expansion — home values rose 11.3% year on year, and 21% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $174,300, an affordability ratio of 2.3× — accessible. Owners hold 80% of homes, renters 20%. There are about 2,347 housing units across 42053. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. 7.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $70,617, near the U.S. median near $78,000. 4,882 residents call 42053 home, typically aged 46. Rent burden reaches 12% of tenant households.

Net-net, 42053 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 42053 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 42053's 31/100 can be lined up against any neighbor in Ballard County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42053 reflects the current record instead of a stale or modeled snapshot.

Each component behind 42053 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 42053 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.