ZIP 42022 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 42022 (Ballard County, Kentucky) lands at 16/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (85/100)). Property-level stress concentrates in institutional ownership (60/100), structural risk (32/100), mortgage stress (23/100). On the quiet end sit structural risk (32/100) and mortgage stress (23/100). The split runs 32/100 structural to 7/100 active on the ground.

The market reads expansion — home values rose 11.3% year on year (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $89,583 — above the roughly $78,000 national figure. The vacancy rate is 0.0%. Educational attainment sits at 0% bachelor's-or-above. Population is roughly 200 with a median age of 21. The ZIP holds roughly 63 housing units. Home values center near $88,400, an affordability ratio of 1.0× — accessible. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 100% owner-occupied to 0% rented. DLRadar's demographic-stress index for the area reads 30/100.

On balance, 42022 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 42022 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 42022 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42022 can be compared directly against any other ZIP in Ballard County, Kentucky or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 42022 shows blanks, not estimates, wherever the record is sparse.

Behind 42022's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 42022 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.