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ZIP 42024 Foreclosure, Tax-Lien & Distress Report

Ballard County, Kentucky · High Vacancy market

In Ballard County, Kentucky, ZIP 42024 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Its heaviest discrete signals: institutional ownership (56/100), structural risk (31/100), mortgage stress (23/100). structural risk (31/100) and mortgage stress (23/100) stay muted. The split runs 31/100 structural to 7/100 active on the ground.

The market reads expansion — home values rose 11.3% year on year, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,160 residents call 42024 home, typically aged 50. The tenure split is 75% owner-occupied to 25% rented. 19.6% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above. A median home runs $129,800 here, or 2.6 times local income. The ZIP holds roughly 660 housing units. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. Around 51% of renters are cost-burdened. Median household income is $57,969, below the U.S. median near $78,000. On demographic stress specifically, 42024 scores 33/100.

Net-net, 42024 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 42024 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 42024 stays directly comparable to neighboring ZIPs and the rest of Ballard County, Kentucky. The score is rebuilt from public data as it updates, so 42024 reflects the current record instead of a stale or modeled snapshot.

Each component behind 42024 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 42024 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
31/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 42024

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk39
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 42024 by the numbers

42024 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Pull every distressed parcel in 42024 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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