ZIP 42087 Property Distress & Foreclosure Data

ZIP code 42087 in Ballard County, Kentucky carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 32/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (59/100), structural risk (32/100), mortgage stress (23/100). On the quiet end sit structural risk (32/100) and mortgage stress (23/100).

The peak-phase market in 42087 posted values that rose 2.9% over the year (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $58,947, median income runs below typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,032 housing units. Around 35% of renters are cost-burdened. Population is roughly 2,369 with a median age of 42. The typical home is worth about $143,500 (2.0× income, relatively affordable). The demographic-stress sub-score lands at 27/100. The vacancy rate is 15.8% — elevated. The poverty rate is 18.2% — high, a tax-stress and distress correlate. 85% of housing is owner-occupied.

On the whole, 42087 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.