Ballard County, KY: Foreclosures, Tax Liens & Distressed Properties

Ballard County, KY, Kentucky: 6 ZIP codes scored, Ballard County, KY averaging 18/100 (low, Ballard, KY), from 16 to 30. Ballard County, KY is in its expansion phase (Ballard, KY confidence 100/100): Ballard, KY home prices up 11.3% (Ballard, KY) over twelve months. Ballard County, KY lender headwind: 71/100.

Highest-scoring Ballard County, KY ZIPs: 42053 (30/100), 42022 (16/100), 42024 (16/100), 42056 (16/100), 42060 (16/100), 42087 (16/100).

Across Ballard County, KY's scored ZIPs: median home value $133,460, household income $64,365, 20.5% vacancy, 9.6% poverty, 79% owner-occupied, median age 41.2.

Ballard County, KY insurance distress 38/100 (#1,373 in the US); FEMA hazard 74/100 for Ballard, KY; 12 federal disaster declarations in Ballard County, KY since 2023; Ballard, KY construction distress 8/100.

3 banks with 5 branches lend in Ballard County, KY; Ballard, KY weighted bank stress 66/100, highest 74/100 in Ballard, KY.

Ballard County, KY unemployment 4.4% (Ballard, KY -0.8 pts, six months); Ballard, KY home prices +7.3% a year (Ballard, KY) over three years.

3,702 housing units in Ballard County, KY; 633 Ballard, KY renter households; 26% of Ballard, KY renters spend 30%+ of income on rent, 10% (Ballard, KY) half or more.

Ballard County, KY ranks #71 nationally on the opportunity index (Ballard, KY, among all ranked counties); Ballard, KY scores 37.8/100 and Ballard, KY sits #7 inside Kentucky. Ballard, KY is in the overheated opportunity phase; Ballard, KY's primary driver is vacancy, Ballard, KY second driver bank institutional; Ballard, KY moved down 48 places. 48 days on market observed in Ballard, KY; 17.5% vacancy over 6 Ballard, KY ZIPs.

No CFPB county sample covers Ballard County, KY. The non-metro area reading for Ballard, KY: 1.1% ninety-plus days late; Ballard, KY's thirty-to-eighty-nine share is 3.0% (Ballard, KY, December 2025 data); Kentucky overall 1.0%.

Ballard County, KY has 2 watched banks; 2 Ballard, KY banks sit in an elevated band. Ballard, KY footprints: First Cmty Bk Heartland Inc (3 branches, stress 74) in Ballard, KY; Citizens Dep Bk Arlington (1 branch, stress 52) in Ballard, KY.

HUD lists 1 assisted multifamily property in Ballard County, KY with 48 units; 48 Ballard, KY units are assisted, 1 Ballard, KY properties under project-based Section 8.

493 of the 3,702 housing units in Ballard, KY sit vacant.