ZIP 42056 Property Distress & Foreclosure Data

In Ballard County, Kentucky, ZIP 42056 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 32/100 structural and 7/100 already moving. Its standout signals are institutional ownership (59/100), structural risk (32/100), mortgage stress (23/100). By contrast, structural risk (32/100) and mortgage stress (23/100) register low.

The market reads peak — home values rose 2.9% year on year, and 26% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Households earn a median $53,750 — below the roughly $78,000 national figure. Roughly 12.6% live below the poverty line. A median home runs $131,300 here, or 2.0 times local income. Around 16% of renters are cost-burdened. The vacancy rate is 27.2% — elevated. On demographic stress specifically, 42056 scores 23/100. About 27% have a four-year degree. About 1,442 people live here, median age 47. The ZIP holds roughly 797 housing units. The tenure split is 81% owner-occupied to 19% rented.

Net-net, 42056 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.