ZIP 42023 Property Distress & Foreclosure Data

ZIP code 42023 in Carlisle County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (47/100), structural risk (24/100), mortgage stress (20/100). By contrast, structural risk (24/100) and mortgage stress (20/100) register low. The latent-versus-live split is 24/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100).

The market reads peak — home values rose 2.9% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 20.6% — elevated. The ZIP holds roughly 1,185 housing units. Households earn a median $62,250 — below the roughly $78,000 national figure. On demographic stress specifically, 42023 scores 24/100. About 16% have a four-year degree. A median home runs $118,100 here, or 1.8 times local income. Around 10% of renters are cost-burdened. About 2,572 people live here, median age 44. Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 79% owner-occupied to 21% rented.

Net-net, 42023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.