Carlisle County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carlisle County, KY distress report, 2026: 4 ZIPs scored in Carlisle, KY, Carlisle, KY average 14/100; the top Carlisle, KY ZIP is 42039 at 17/100; Carlisle, KY market phase expansion, Carlisle, KY prices +11.3% year over year.
- Carlisle, KY ranks #1,296 nationally (opportunity index); Carlisle, KY #74 in Kentucky; Carlisle, KY index 30.1.
- Carlisle, KY: no CFPB county sample; Carlisle, KY non-metro area reading 1.1%.
- Carlisle, KY ZIP phases: 4 expansion.
- Carlisle, KY residential listings tracked: 1 across 3 ZIPs; Carlisle, KY candidate listings 1.
- Carlisle, KY lenders on watch: 2; largest Carlisle, KY footprint Citizens Dep Bk Arlington (3 branches).
- Carlisle, KY most distressed ZIP: 42039 at 17/100.
Carlisle, KY figures: DLRadar distress index; Carlisle, KY inputs: CFPB, FHFA, HUD, FDIC; Carlisle, KY rebuilt as sources refresh.
| Rank | Carlisle, KY ZIP | Score |
|---|---|---|
| 1 | 42039 | 17/100 |
| 2 | 42035 | 15/100 |
| 3 | 42021 | 12/100 |
| 4 | 42023 | 12/100 |
Most distressed Carlisle, KY ZIPs (0-100, 2026)
Mortgage delinquency around Carlisle, KY
No CFPB county sample covers Carlisle, KY; the non-metro area reading for Carlisle, KY: 1.1% ninety-plus; Carlisle, KY area thirty-to-eighty-nine 3.0% (December 2025, Carlisle, KY); Kentucky overall 1.0%.
Opportunity index: Carlisle, KY
Carlisle, KY index 30.1, Carlisle, KY phase early_signal; Carlisle, KY primary driver vacancy, Carlisle, KY second driver bank institutional. Carlisle, KY components: property stress 32.0, foreclosure pressure 26.4, listing discounts 3.6, bank stress 66.1, insurance 0.0; Carlisle, KY pulse 40.5; Carlisle, KY capital opportunity 14.6; Carlisle, KY seven-day change +0.4%.
ZIP market phases inside Carlisle, KY
4 Carlisle, KY ZIPs carry a price-cycle phase; Carlisle, KY ZIPs by phase (Carlisle, KY), deepest drawdown first: expansion, +10.7% YoY (Carlisle, KY): 42021; expansion, +11.3% YoY (Carlisle, KY): 42023; expansion, +9.8% YoY (Carlisle, KY): 42035; expansion, +7.0% YoY (Carlisle, KY): 42039.
Residential listings by Carlisle, KY ZIP
Carlisle, KY ZIPs with the most tracked Carlisle, KY residential listings: 42021 1 listings, 1 candidates, bank pressure 64; 42023 0 listings, 0 candidates, bank pressure 63; 42035 0 listings, 0 candidates, bank pressure 69. Carlisle, KY totals: 1 listings; Carlisle, KY candidates 1; active ZIPs 0.
Lenders with branches in Carlisle, KY
Carlisle, KY lenders by branch count: Citizens Dep Bk Arlington (Carlisle, KY): stress 52, 3 branches low in Carlisle, KY; First Kentucky Bank Inc (Carlisle, KY): stress 73, 2 branches low in Carlisle, KY.
Vacancy and permits, Carlisle, KY
442 of 2,307 Carlisle, KY housing units are vacant.
Work Carlisle, KY at the parcel level
Every Carlisle, KY parcel carries owner and address; every Carlisle, KY parcel carries APN; Carlisle, KY distress scores sit on the Carlisle, KY live board.
Carlisle, KY figures refresh with each source.
Carlisle, KY questions
Most distressed ZIP code in Carlisle County, KY?
ZIP 42039 leads Carlisle, KY at 17/100; next in Carlisle, KY: 42035 at 15/100; the Carlisle, KY average is 14/100.
Where does Carlisle County, KY rank for investment opportunity?
Carlisle, KY is #1,296 among all ranked counties, #74 in Kentucky; the Carlisle, KY driver is vacancy; Carlisle, KY moved down 1,071 places.
How many mortgages are delinquent in Carlisle County, KY?
Carlisle, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Carlisle, KY.
Which banks lend in Carlisle County, KY?
2 watched lenders hold Carlisle, KY branches; the largest Carlisle, KY footprints are Citizens Dep Bk Arlington (3), First Kentucky Bank Inc (2).
More on Carlisle, KY
Carlisle County, KY distress report: public-record figures for Carlisle, KY; not legal advice for Carlisle, KY; not tax or investment advice; verify every Carlisle, KY record before acting.