ZIP 42031 Foreclosure, Tax-Lien & Distress Report

ZIP code 42031 in Hickman County, Kentucky carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 26/100, against 6/100 of stress already in motion. Its standout signals are institutional ownership (43/100), structural risk (26/100), mortgage stress (20/100). On the quiet end sit structural risk (26/100) and mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (78/100)).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $118,700 (1.8× income, relatively affordable). There are about 1,756 housing units across 42031. About 3,388 people live here, median age 50. 71% of housing is owner-occupied. Educational attainment sits at 16% bachelor's-or-above. 21.7% of residents fall below the poverty threshold. Rent burden reaches 12% of tenant households. At $53,780, median income runs below typical U.S. levels. The vacancy rate is 25.5% — elevated. On demographic stress specifically, 42031 scores 26/100.

On the whole, 42031 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 42031's 13/100 can be lined up against any neighbor in Hickman County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 42031 reflects the current record instead of a stale or modeled snapshot.

Behind 42031's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 42031 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.