Ballard County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ballard County, Kentucky? DLRadar grades every Ballard County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Ballard County breakdown.
- Ballard County's most distressed ZIP is 42053 at 31/100.
- 6 ZIP codes tracked in Ballard County, averaging 18/100 distress.
- Ballard County reads expansion — home values up 11.3% year over year.
- Vacancy runs 20.5% across Ballard County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Ballard County home is worth about $133,460 against a ~$64,365 median income.
- Lending headwind in Ballard County sits at 71/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42053 | 31/100 |
| 2 | 42022 | 15/100 |
| 3 | 42024 | 15/100 |
| 4 | 42056 | 15/100 |
| 5 | 42060 | 15/100 |
| 6 | 42087 | 15/100 |
Most distressed ZIP codes in Ballard County (composite distress 0-100, 2026)
What is driving Ballard County distress
DLRadar builds Ballard County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Ballard County market phase and pricing
DLRadar places Ballard County in expansion; prices moved up 11.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Ballard County
Keep reading the Ballard County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
No card required · full read access to live data for 60 minutes.
Questions about this county
What is the hardest-hit ZIP in Ballard County?
ZIP 42053 leads Ballard County at 31/100, recomputed monthly from public records.
What market phase is Ballard County in?
Ballard County reads expansion, with home prices up 11.3% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Ballard County data come from?
Ballard County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Ballard County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Ballard County ZIPs DLRadar ranks, scores run from 31/100 in 42053 down to 15/100 in 42087, against a Ballard County average of 18/100. Those 16 points separate the ZIPs worth working in Ballard County from the rest.
What do Ballard County home values and vacancy say about distressed supply?
The typical Ballard County home carries about $133,460 of value against a median household income near $64,365. Vacancy across Ballard County's tracked ZIPs runs 20.5% and the poverty rate is 9.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Ballard County's foreclosure and lien filings and its 71/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.