Ballard County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ballard County, KY distress report, 2026: 6 ZIPs scored in Ballard, KY, Ballard, KY average 18/100; the top Ballard, KY ZIP is 42053 at 30/100; Ballard, KY market phase expansion, Ballard, KY prices +11.3% year over year.
- Ballard, KY ranks #59 nationally (opportunity index); Ballard, KY #7 in Kentucky; Ballard, KY index 38.4.
- Ballard, KY: no CFPB county sample; Ballard, KY non-metro area reading 1.1%.
- Ballard, KY ZIP phases: 6 expansion.
- Ballard, KY residential listings tracked: 5 across 6 ZIPs; Ballard, KY candidate listings 2.
- Ballard, KY HUD assisted properties: 1 with 48 units.
- Ballard, KY lenders on watch: 2; largest Ballard, KY footprint First Cmty Bk Heartland Inc (3 branches).
- Ballard, KY most distressed ZIP: 42053 at 30/100.
Ballard, KY figures: DLRadar distress index; Ballard, KY inputs: CFPB, FHFA, HUD, FDIC; Ballard, KY rebuilt as sources refresh.
| Rank | Ballard, KY ZIP | Score |
|---|---|---|
| 1 | 42053 | 30/100 |
| 2 | 42022 | 16/100 |
| 3 | 42024 | 16/100 |
| 4 | 42056 | 16/100 |
| 5 | 42060 | 16/100 |
| 6 | 42087 | 16/100 |
Most distressed Ballard, KY ZIPs (0-100, 2026)
Mortgage delinquency around Ballard, KY
No CFPB county sample covers Ballard, KY; the non-metro area reading for Ballard, KY: 1.1% ninety-plus; Ballard, KY area thirty-to-eighty-nine 3.0% (December 2025, Ballard, KY); Kentucky overall 1.0%.
Opportunity index: Ballard, KY
Ballard, KY index 38.4, Ballard, KY phase overheated; Ballard, KY primary driver vacancy, Ballard, KY second driver bank institutional. Ballard, KY components: property stress 44.0, foreclosure pressure 40.8, listing discounts 22.4, bank stress 57.3, insurance 0.0; Ballard, KY pulse 46.5; Ballard, KY capital opportunity 26.3; Ballard, KY seven-day change +1.2%.
ZIP market phases inside Ballard, KY
6 Ballard, KY ZIPs carry a price-cycle phase; Ballard, KY ZIPs by phase (Ballard, KY), deepest drawdown first: expansion, +11.3% YoY (Ballard, KY): 42022, 42024, 42053, 42056, Ballard, KY 42060, 42087.
Residential listings by Ballard, KY ZIP
Ballard, KY ZIPs with the most tracked Ballard, KY residential listings: 42053 3 listings, 0 candidates, bank pressure 64; 42024 2 listings, 2 candidates, bank pressure 61; 42022 0 listings, 0 candidates, bank pressure 61; 42056 0 listings, 0 candidates, bank pressure 61 (Ballard, KY); 42060 0 listings, 0 candidates, bank pressure 61; 42087 0 listings, 0 candidates, bank pressure 61. Ballard, KY totals: 5 listings; Ballard, KY candidates 2; active ZIPs 0.
HUD assisted housing in Ballard, KY
1 assisted properties with 48 units sit in Ballard, KY; largest Ballard, KY properties: Colony House Apartments, Ltd (Barlow) 48 units, 48 assisted.
Lenders with branches in Ballard, KY
Ballard, KY lenders by branch count: First Cmty Bk Heartland Inc (Ballard, KY): stress 74, 3 branches low in Ballard, KY; Citizens Dep Bk Arlington (Ballard, KY): stress 52, 1 branch low in Ballard, KY.
Vacancy and permits, Ballard, KY
493 of 3,702 Ballard, KY housing units are vacant.
Work Ballard, KY at the parcel level
Every Ballard, KY parcel carries owner and address; every Ballard, KY parcel carries APN; Ballard, KY distress scores sit on the Ballard, KY live board.
Ballard, KY figures refresh with each source.
Ballard, KY questions
Most distressed ZIP code in Ballard County, KY?
ZIP 42053 leads Ballard, KY at 30/100; next in Ballard, KY: 42022 at 16/100; the Ballard, KY average is 18/100.
Where does Ballard County, KY rank for investment opportunity?
Ballard, KY is #59 among all ranked counties, #7 in Kentucky; the Ballard, KY driver is vacancy; Ballard, KY moved down 35 places.
How many mortgages are delinquent in Ballard County, KY?
Ballard, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Ballard, KY.
Which banks lend in Ballard County, KY?
2 watched lenders hold Ballard, KY branches; the largest Ballard, KY footprints are First Cmty Bk Heartland Inc (3), Citizens Dep Bk Arlington (1).
More on Ballard, KY
Ballard County, KY distress report: public-record figures for Ballard, KY; not legal advice for Ballard, KY; not tax or investment advice; verify every Ballard, KY record before acting.