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Martin County, KY: Foreclosures, Tax Liens & Distressed Properties

Martin County, KY, Kentucky: 9 ZIP codes scored, Martin County, KY averaging 22/100 (low, Martin, KY), from 17 to 37. Martin County, KY is in its expansion phase (Martin, KY confidence 33/100): Martin, KY home prices up 5.3% (Martin, KY) over twelve months. Martin County, KY lender headwind: 63/100.

Highest-scoring Martin County, KY ZIPs: 41514 (37/100), 41203 (21/100), 41214 (21/100), 41224 (21/100), 41231 (21/100), 41250 (21/100). Also scored in Martin County, KY: 41262, 41267, 41230.

Across Martin County, KY's scored ZIPs: median home value $89,638, household income $45,804, 18.1% vacancy, 30.0% poverty, 75% owner-occupied, median age 39.0.

Martin County, KY insurance distress 78/100 (#430 in the US); FEMA hazard 68/100 for Martin, KY; 10 federal disaster declarations in Martin County, KY since 2023; 49 Martin, KY NFIP flood claims, $2.0M paid.

2 banks with 3 branches lend in Martin County, KY; Martin, KY weighted bank stress 67/100, highest 73/100 in Martin, KY.

Martin County, KY unemployment 8.5% (Martin, KY +0.6 pts, six months).

4,862 housing units in Martin County, KY; 781 Martin, KY renter households; 35% of Martin, KY renters spend 30%+ of income on rent, 21% (Martin, KY) half or more.

Martin County, KY ranks #1,054 nationally on the opportunity index (Martin, KY, among all ranked counties); Martin, KY scores 31.0/100 and Martin, KY sits #71 inside Kentucky. Martin, KY is in the early_signal opportunity phase; Martin, KY's primary driver is vacancy, Martin, KY second driver bank institutional; Martin, KY moved up 28 places. 4 short-sale listings across Martin, KY; 66 days on market observed in Martin, KY; 19.3% vacancy over 9 Martin, KY ZIPs.

No CFPB county sample covers Martin County, KY. The non-metro area reading for Martin, KY: 1.1% ninety-plus days late; Martin, KY's thirty-to-eighty-nine share is 3.0% (Martin, KY, December 2025 data); Kentucky overall 1.0%.

HUD lists 2 assisted multifamily properties in Martin County, KY with 184 units; 184 Martin, KY units are assisted, 1 Martin, KY properties under project-based Section 8.

1,008 of the 4,862 housing units in Martin, KY sit vacant.

Expansion
Market phase
5.3%
Martin, KY HPI YoY
0%
Drawdown
33
Martin confidence

Most distressed ZIP codes in Martin County

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