ZIP 41224 Property Distress & Foreclosure Data

DLRadar grades ZIP 41224 (Martin County, Kentucky) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100). The latent-versus-live split is 46/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (63/100), structural risk (46/100), mortgage stress (26/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 79% of renters are cost-burdened. 25.8% of residents fall below the poverty threshold. The vacancy rate is 20.5% — elevated. 4,536 residents call 41224 home, typically aged 41. The ZIP holds roughly 2,010 housing units. Educational attainment sits at 17% bachelor's-or-above. Median household income is $43,906, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $92,900, an affordability ratio of 2.0× — accessible. Owners hold 86% of homes, renters 14%.

Taken together, 41224 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.