ZIP 41231 Foreclosure, Tax-Lien & Distress Report

ZIP 41231's composite property-distress score is 20/100 - DLRadar classes that as low for Martin County, Kentucky. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (71/100). Structural exposure scores 45 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (59/100), structural risk (45/100), mortgage stress (26/100). mortgage stress (26/100) stay muted.

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

23.4% of residents fall below the poverty threshold. Rent burden reaches 84% of tenant households. Population is roughly 1,127 with a median age of 31. The demographic-stress sub-score lands at 42/100. Owners hold 82% of homes, renters 18%. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $136,400. The vacancy rate is 14.5% — elevated. There are about 619 housing units across 41231.

Net-net, 41231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 41231 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Martin County, Kentucky and the nation. Nothing here is interpolated — where a source is thin for 41231, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 41231's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 41231 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.