ZIP 41231 Property Distress & Foreclosure Data

ZIP code 41231 in Martin County, Kentucky carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100), FEMA disaster exposure (79/100). The latent-versus-live split is 46/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (63/100), structural risk (46/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Roughly 23.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 84% of renters are cost-burdened. About 1,127 people live here, median age 31. On demographic stress specifically, 41231 scores 42/100. The tenure split is 82% owner-occupied to 18% rented. About 15% have a four-year degree. A median home runs $136,400 here. The vacancy rate is 14.5% — elevated. The ZIP holds roughly 619 housing units.

Net-net, 41231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.