Martin County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Martin County, Kentucky? DLRadar grades every Martin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Martin County breakdown.
- Martin County's most distressed ZIP is 41514 at 29/100.
- 9 ZIP codes tracked in Martin County, averaging 21/100 distress.
- Martin County reads expansion — home values up 5.3% year over year.
- Vacancy runs 18.1% across Martin County's tracked ZIPs, with a 30% poverty rate.
- The typical Martin County home is worth about $89,638 against a ~$45,804 median income.
- Lending headwind in Martin County sits at 63/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41514 | 29/100 |
| 2 | 41203 | 20/100 |
| 3 | 41214 | 20/100 |
| 4 | 41224 | 20/100 |
| 5 | 41231 | 20/100 |
| 6 | 41250 | 20/100 |
| 7 | 41262 | 20/100 |
| 8 | 41267 | 20/100 |
| 9 | 41230 | 17/100 |
Most distressed ZIP codes in Martin County (composite distress 0-100, 2026)
What is driving Martin County distress
DLRadar builds Martin County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Martin County market phase and pricing
Martin County currently sits in expansion after a 5.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Martin County
Keep reading the Martin County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Card-free · live data across the whole platform for a week.
Frequently asked questions
What is the hardest-hit ZIP in Martin County?
ZIP 41514 leads Martin County at 29/100, recomputed monthly from public records.
What market phase is Martin County in?
FHFA price-index movement places Martin County in expansion; prices are up 5.3% over twelve months.
Where does the Martin County data come from?
Martin County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Martin County ZIP codes?
A county average hides the spread. Across the Martin County ZIPs DLRadar ranks, scores run from 29/100 in 41514 down to 17/100 in 41230, against a Martin County average of 21/100. The 12-point range is the argument for ZIP-level search across Martin County.
What do Martin County home values and vacancy say about distressed supply?
The typical Martin County home carries about $89,638 of value against a median household income near $45,804. Vacancy across Martin County's tracked ZIPs runs 18.1% and the poverty rate is 30%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Martin County's foreclosure and tax-lien record and its 63/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.