First Nb Of Williamson (FDIC #6805): Bank Stress & Real-Estate Credit Exposure
First Nb Of Williamson (FDIC Cert #6805): bank stress 58/100, moderate, STABLE over 7 days.
First Nb Of Williamson (#6805) lends in 3 counties across 2 states; First Nb Of Williamson (#6805) reaches 71 ZIP codes: Kentucky 2 counties, 51 ZIPs; West Virginia 1 county, 20 ZIPs.
First Nb Of Williamson (#6805) largest markets: Pike County, KY (39 branches, 39 ZIPs) (#6805), Mingo County, WV (40 branches, 20 ZIPs) (#6805), Kenton County, KY (12 branches, 12 ZIPs) (#6805).
First Nb Of Williamson (#6805) reports $120.3 million in total assets; First Nb Of Williamson (#6805) equity $22.8 million (19.0% of First Nb Of Williamson (#6805) assets); First Nb Of Williamson (#6805) domestic deposits $95.9 million; First Nb Of Williamson (#6805) net income minus $226,000; First Nb Of Williamson (#6805) return on assets -0.38%; First Nb Of Williamson (#6805) return on equity -1.97%; First Nb Of Williamson (#6805) net interest income $2.1 million; First Nb Of Williamson (#6805) call report June 30, 2026.
First Nb Of Williamson (#6805) noncurrent real-estate loans: none reported; First Nb Of Williamson (#6805) net charge-offs on real estate 2.82%; First Nb Of Williamson (#6805) residential charge-offs 1.18%.
First Nb Of Williamson (#6805) net interest margin 3.71% against an eight-quarter First Nb Of Williamson (#6805) average of 2.82% (First Nb Of Williamson (#6805) compression -0.89 points); First Nb Of Williamson (#6805) real-estate loans 0.3% of equity; First Nb Of Williamson (#6805) non-residential real estate 117.6% of equity; First Nb Of Williamson (#6805) rate-exposure score 40/100, First Nb Of Williamson (#6805) fixed-rate trap 40/100; First Nb Of Williamson (#6805) risk type credit driven; First Nb Of Williamson (#6805) rate regime rates elevated, First Nb Of Williamson (#6805) snapshot October 19, 2026.
First Nb Of Williamson (#6805) stress score moved from 52.4 on June 22, 2026 to 57.7 on October 20, 2026; First Nb Of Williamson (#6805) ranged 52.4 to 57.7 over 117 snapshots.
First Nb Of Williamson (#6805) alerts: 3 counties; top First Nb Of Williamson (#6805) alert scores: Covington County, WV 20 (low); Pikeville County, WV 20 (low); Williamson County, WV 20 (low).