Peoples Bank (FDIC #6544): Bank Stress & Real-Estate Credit Exposure
Peoples Bank (FDIC Cert #6544): bank stress 55/100, moderate, STABLE over 7 days; parent PEOPLES BCORP INC.
Peoples Bank (#6544) lends in 72 counties across 6 states; Peoples Bank (#6544) reaches 1,154 ZIP codes: Kentucky 27 counties, 313 ZIPs; Ohio 24 counties, 418 ZIPs; West Virginia 17 counties, 295 ZIPs; Virginia 2 counties, 18 ZIPs; District of Columbia 1 county, 57 ZIPs; Maryland 1 county, 53 ZIPs.
Peoples Bank (#6544) largest markets: Hamilton County, OH (174 branches, 58 ZIPs) (#6544), District Of Columbia County, DC (57 branches, 57 ZIPs) (#6544), Montgomery County, MD (53 branches, 53 ZIPs) (#6544), Cuyahoga County, OH (52 branches, 52 ZIPs) (#6544), Kanawha County, WV (48 branches, 48 ZIPs) (#6544), Summit County, OH (172 branches, 43 ZIPs) (#6544).
Peoples Bank (#6544) reports $9.53 billion in total assets; Peoples Bank (#6544) equity $1.21 billion (12.7% of Peoples Bank (#6544) assets); Peoples Bank (#6544) domestic deposits $7.51 billion; Peoples Bank (#6544) net income $62.7 million; Peoples Bank (#6544) return on assets 1.31%; Peoples Bank (#6544) return on equity 10.48%; Peoples Bank (#6544) net interest income $184.7 million; Peoples Bank (#6544) call report June 30, 2026.
Peoples Bank (#6544) noncurrent real-estate loans 0.02% of its book; Peoples Bank (#6544) residential 0.02%; Peoples Bank (#6544) net charge-offs on real estate 0.63%; Peoples Bank (#6544) multifamily charge-offs 0.04%; Peoples Bank (#6544) residential charge-offs 0.56%.
Peoples Bank (#6544) net interest margin 4.28% against an eight-quarter Peoples Bank (#6544) average of 4.25% (Peoples Bank (#6544) compression -0.02 points); Peoples Bank (#6544) real-estate loans 1.7% of equity; Peoples Bank (#6544) non-residential real estate 55.7% of equity; Peoples Bank (#6544) rate-exposure score 40/100, Peoples Bank (#6544) fixed-rate trap 40/100; Peoples Bank (#6544) risk type credit driven; Peoples Bank (#6544) rate regime rates elevated, Peoples Bank (#6544) snapshot October 20, 2026.
Peoples Bank (#6544) stress score moved from 54.2 on June 22, 2026 to 54.9 on October 20, 2026; Peoples Bank (#6544) ranged 54.2 to 54.9 over 117 snapshots.
Peoples Bank (#6544) alerts: 40 counties; top Peoples Bank (#6544) alert scores: Logan County, OH 43 (moderate); Madison County, OH 39 (moderate); Jackson County, OH 34 (low); Ashland County, OH 33 (low); Washington County, OH 30 (low).