Morgantown Bank&Trust Co Inc (FDIC #275): Bank Stress & Real-Estate Credit Exposure
Morgantown Bank&Trust Co Inc (FDIC Cert #275): bank stress 82/100, severe, STABLE over 7 days; parent MORGANTOWN DEPOSIT BCORP INC.
Morgantown Bank&Trust Co Inc (#275) lends in 3 counties across 1 state; Morgantown Bank&Trust Co Inc (#275) reaches 34 ZIP codes: Kentucky 3 counties, 34 ZIPs.
Morgantown Bank&Trust Co Inc (#275) largest markets: Ohio County, KY (17 branches, 17 ZIPs) (#275), Butler County, KY (33 branches, 11 ZIPs) (#275), Warren County, KY (27 branches, 9 ZIPs) (#275).
Morgantown Bank&Trust Co Inc (#275) reports $439.7 million in total assets; Morgantown Bank&Trust Co Inc (#275) equity $33.9 million (7.7% of Morgantown Bank&Trust Co Inc (#275) assets); Morgantown Bank&Trust Co Inc (#275) domestic deposits $385.7 million; Morgantown Bank&Trust Co Inc (#275) net income $1.8 million; Morgantown Bank&Trust Co Inc (#275) return on assets 0.82%; Morgantown Bank&Trust Co Inc (#275) return on equity 10.76%; Morgantown Bank&Trust Co Inc (#275) net interest income $7.3 million; Morgantown Bank&Trust Co Inc (#275) call report June 30, 2026.
Morgantown Bank&Trust Co Inc (#275) noncurrent real-estate loans: none reported; Morgantown Bank&Trust Co Inc (#275) net charge-offs on real estate 0.27%.
Morgantown Bank&Trust Co Inc (#275) net interest margin 3.67% against an eight-quarter Morgantown Bank&Trust Co Inc (#275) average of 3.40% (Morgantown Bank&Trust Co Inc (#275) compression -0.26 points); Morgantown Bank&Trust Co Inc (#275) rate-exposure score 40/100, Morgantown Bank&Trust Co Inc (#275) fixed-rate trap 40/100; Morgantown Bank&Trust Co Inc (#275) risk type credit driven; Morgantown Bank&Trust Co Inc (#275) rate regime rates elevated, Morgantown Bank&Trust Co Inc (#275) snapshot October 20, 2026.
Morgantown Bank&Trust Co Inc (#275) stress score moved from 81.9 on June 22, 2026 to 82.2 on October 20, 2026; Morgantown Bank&Trust Co Inc (#275) ranged 81.9 to 82.2 over 117 snapshots.
Morgantown Bank&Trust Co Inc (#275) alerts: 3 counties; top Morgantown Bank&Trust Co Inc (#275) alert scores: Beaver Dam County, KY 27 (low); Bowling Green County, KY 27 (low); Morgantown County, KY 27 (low).