Ohio County, KY: Foreclosures, Tax Liens & Distressed Properties

Ohio County, KY, Kentucky: 17 ZIP codes scored, Ohio County, KY averaging 29/100 (low, Ohio, KY), from 19 to 35. Ohio County, KY is in its expansion phase (Ohio, KY confidence 33/100): Ohio, KY home prices up 5.3% (Ohio, KY) over twelve months. Ohio County, KY lender headwind: 77/100.

Highest-scoring Ohio County, KY ZIPs: 42366 (35/100), 42376 (35/100), 42378 (33/100), 42320 (30/100), 42328 (30/100), 42333 (30/100). Also scored in Ohio County, KY: 42338, 42347, 42354, 42369, 42370, 42349, 42352, 42343, 42361, 42368.

Across Ohio County, KY's scored ZIPs: median home value $130,647, household income $63,609, 12.8% vacancy, 12.4% poverty, 86% owner-occupied, median age 41.3.

Ohio County, KY insurance distress 76/100 (#485 in the US); FEMA hazard 78/100 for Ohio, KY; 14 federal disaster declarations in Ohio County, KY since 2023; 1 Ohio, KY NFIP flood claims, $99K paid; Ohio, KY construction distress 74/100.

6 banks with 7 branches lend in Ohio County, KY; Ohio, KY weighted bank stress 69/100, highest 82/100 in Ohio, KY.

Ohio County, KY unemployment 4.6% (Ohio, KY -1.6 pts, six months); 10 new housing units permitted in Ohio County, KY over twelve months, Ohio, KY down 29% from 14; Ohio, KY home prices +7.2% a year (Ohio, KY) over three years.

10,241 housing units in Ohio County, KY; 1,962 Ohio, KY renter households; 26% of Ohio, KY renters spend 30%+ of income on rent, 19% (Ohio, KY) half or more.

Ohio County, KY ranks #310 nationally on the opportunity index (Ohio, KY, among all ranked counties); Ohio, KY scores 34.7/100 and Ohio, KY sits #29 inside Kentucky. Ohio, KY is in the peak_opportunity opportunity phase; Ohio, KY's primary driver is construction, Ohio, KY second driver bank institutional; Ohio, KY moved up 250 places. 3 short-sale listings across Ohio, KY; 48 days on market observed in Ohio, KY; 10.0% vacancy over 17 Ohio, KY ZIPs.

No CFPB county sample covers Ohio County, KY. The non-metro area reading for Ohio, KY: 1.1% ninety-plus days late; Ohio, KY's thirty-to-eighty-nine share is 3.0% (Ohio, KY, December 2025 data); Kentucky overall 1.0%.

Ohio County, KY has 5 watched banks; 5 Ohio, KY banks sit in an elevated band. Ohio, KY footprints: Commonwealth Cmty Bank Inc (2 branches, stress 74) in Ohio, KY; Morgantown Bank&Trust Co Inc (1 branch, stress 82) in Ohio, KY; First Kentucky Bank Inc (1 branch, stress 73) in Ohio, KY.

HUD lists 2 assisted multifamily properties in Ohio County, KY with 87 units; 86 Ohio, KY units are assisted, 2 Ohio, KY properties under project-based Section 8.

1,134 of the 10,241 housing units in Ohio, KY sit vacant. Ohio County, KY permitted 0 multifamily units in twelve months; Ohio, KY's one-to-four unit structures added 10 units in Ohio County, KY.