ZIP 42378 Property Distress & Foreclosure Data

Composite property distress in 42378 (Ohio County, Kentucky) lands at 29/100 — low on DLRadar's public-record scoring. Structural risk reads 64/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (60/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (80/100), flood (NFIP) exposure (79/100), climate & FEMA risk (65/100)).

The peak-phase market in 42378 posted values that rose 4.4% over the year, 1.1% off the recent peak, and 10% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

88% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. There are about 1,486 housing units across 42378. Vacancy runs 5.4%. Population is roughly 3,810 with a median age of 37. Rent burden reaches 19% of tenant households. The poverty rate is 4.8% — low. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $181,400 (2.5× income, relatively affordable). At $71,892, median income runs near typical U.S. levels.

On balance 42378 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.