ZIP 42378 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 42378 (Ohio County, Kentucky) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 71/100 against active distress of 7/100. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (71/100), institutional ownership (57/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100), climate & FEMA risk (65/100).

The market reads expansion — home values rose 7.6% year on year, and 10% higher over three years (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 42378 scores 22/100. There are about 1,486 housing units across 42378. Vacancy runs 5.4%. About 3,810 people live here, median age 37. Around 19% of renters are cost-burdened. 4.8% of residents fall below the poverty threshold. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $181,400 (2.5× income, relatively affordable). Median household income is $71,892, near the U.S. median near $78,000.

Net-net, 42378 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 42378 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 42378's 31/100 can be lined up against any neighbor in Ohio County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 42378 shows blanks, not estimates, wherever the record is sparse.

42378's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 42378 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.