ZIP 42303 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 42303 (Daviess County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100). The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (78/100), institutional ownership (54/100). By contrast, mortgage stress (22/100) register low. The split runs 78/100 structural to 6/100 active on the ground.

The expansion-phase market in 42303 posted values that rose 11.4% over the year, and 15% higher over three years (phase confidence 96/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 18,070 housing units across 42303. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $198,200 (2.9× income, relatively affordable). Owners hold 65% of homes, renters 35%. Educational attainment sits at 26% bachelor's-or-above. Rent burden reaches 33% of tenant households. The vacancy rate is 5.8%. Households earn a median $63,010 — below the roughly $78,000 national figure. About 42,038 people live here, median age 40. DLRadar's demographic-stress index for the area reads 29/100.

On balance 42303 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 42303 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 42303 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Daviess County, Kentucky and the nation. 42303 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

42303's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 42303 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.