ZIP 47635 Property Distress & Foreclosure Data

Spencer County, Indiana's ZIP 47635 registers 18/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100). On the structural side it scores 44/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (44/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 12% higher over three years (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $63,490, median income runs below typical U.S. levels. The vacancy rate is 9.3%. The poverty rate is 9.3%. Around 23% of renters are cost-burdened. 5,578 residents call 47635 home, typically aged 45. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. The typical home is worth about $166,700 (2.5× income, relatively affordable). 71% of housing is owner-occupied. The ZIP holds roughly 2,622 housing units.

Overall, 47635 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.