ZIP 47550 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 47550 in Spencer County, Indiana comes in at 15, a low composite-distress reading. The pressure is most legible in structural risk (34/100), construction/permit lag (25/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. The split runs 34/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100).

The expansion-phase market in 47550 posted values that rose 5.1% over the year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $112,396, above the U.S. median near $78,000. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households. Educational attainment sits at 30% bachelor's-or-above. The ZIP holds roughly 284 housing units. 96% of housing is owner-occupied. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $263,900 (1.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 14/100. Population is roughly 670 with a median age of 38.

Overall 47550 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 47550 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 47550 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47550 can be compared directly against any other ZIP in Spencer County, Indiana or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 47550 shows blanks, not estimates, wherever the record is sparse.

Behind 47550's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 47550 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.