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ZIP 47615 Foreclosure, Tax-Lien & Distress Report

Spencer County, Indiana · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 47615 in Spencer County, Indiana comes in at 15, a low composite-distress reading. Leading the profile are structural risk (36/100), construction/permit lag (33/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100). The split runs 36/100 structural to 2/100 active on the ground.

The expansion-phase market in 47615 posted values that rose 5.1% over the year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $60,250, below the U.S. median near $78,000. There are about 740 housing units across 47615. Around 38% of renters are cost-burdened. 1,683 residents call 47615 home, typically aged 45. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $166,400 (2.8× income, relatively affordable). Owners hold 83% of homes, renters 17%. On demographic stress specifically, 47615 scores 27/100. Vacancy runs 7.2%.

On balance 47615 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 47615 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 47615's 15/100 can be lined up against any neighbor in Spencer County, Indiana or any ZIP coast to coast. Where the public record is thin for 47615, the field stays empty rather than modeled, and fills in as new documents post.

Behind 47615's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 47615 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

15/100
Composite stress
36/100
Structural risk
2/100
Distress activity

What is driving ZIP 47615’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk42
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 47615 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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