ZIP 47634 Property Distress & Foreclosure Data

Composite property distress in 47634 (Spencer County, Indiana) lands at 18/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (44/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (80/100)).

The expansion-phase market in 47634 posted values that rose 6.2% over the year, and 8% higher over three years, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 932 housing units across 47634. Roughly 11.5% live below the poverty line. The tenure split is 93% owner-occupied to 7% rented. Households earn a median $64,886 — below the roughly $78,000 national figure. A median home runs $137,600 here, or 2.2 times local income. About 11% have a four-year degree. Population is roughly 2,101 with a median age of 40. Rent burden reaches 39% of tenant households. Vacancy runs 7.7%. On demographic stress specifically, 47634 scores 25/100.

On balance 47634 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.