ZIP 47537 Foreclosure, Tax-Lien & Distress Report

ZIP 47537's composite property-distress score is 20/100 - DLRadar classes that as low for Spencer County, Indiana. Structurally it carries 46/100, against 4/100 of stress already in motion. The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (40/100), institutional ownership (29/100). On the quiet end sit institutional ownership (29/100) and mortgage stress (13/100). Environmental exposure also runs high (flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 70% of homes, renters 30%. The ZIP holds roughly 418 housing units. Households earn a median $46,943 — below the roughly $78,000 national figure. On demographic stress specifically, 47537 scores 35/100. Population is roughly 606 with a median age of 61. The poverty rate is 4.8% — low. Vacancy runs 9.6%. About 16% have a four-year degree. The typical home is worth about $221,200 (4.5× income). Rent burden reaches 52% of tenant households.

Net-net, 47537 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 47537 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 47537 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 47537 shows blanks, not estimates, wherever the record is sparse.

Behind 47537's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 47537 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.