ZIP 47577 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 47577 (Spencer County, Indiana) returns a low composite of 19/100. Structurally it carries 43/100, against 4/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). Its heaviest discrete signals: structural risk (43/100), construction/permit lag (41/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (13/100).

The expansion-phase market in 47577 posted values that rose 5.1% over the year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 24.9% — elevated. The typical home is worth about $250,800 (3.2× income, relatively affordable). Median household income is $65,823, below the U.S. median near $78,000. The ZIP holds roughly 617 housing units. Owners hold 70% of homes, renters 30%. Around 34% of renters are cost-burdened. Population is roughly 1,179 with a median age of 42. 9.1% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100.

Taken together, 47577 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 47577 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 47577 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 47577 stays directly comparable to neighboring ZIPs and the rest of Spencer County, Indiana. 47577 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 47577 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 47577 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.