ZIP 47531 Property Distress & Foreclosure Data

Spencer County, Indiana's ZIP 47531 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 44 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (44/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100).

The market reads expansion — home values rose 6.2% year on year, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 382 housing units across 47531. Home values center near $240,500, an affordability ratio of 2.6× — accessible. Vacancy runs 0.0%. Owners hold 86% of homes, renters 14%. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Rent burden reaches 0% of tenant households. Median household income is $100,353, above the U.S. median near $78,000. About 951 people live here, median age 51. 2.1% of residents fall below the poverty threshold.

Overall 47531 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.