ZIP 47531 Foreclosure, Tax-Lien & Distress Report

In Spencer County, Indiana, ZIP 47531 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 36/100 against active distress of 2/100. The pressure is most legible in structural risk (36/100), construction/permit lag (33/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 382 housing units across 47531. The typical home is worth about $240,500 (2.6× income, relatively affordable). The vacancy rate is 0.0%. The tenure split is 86% owner-occupied to 14% rented. Around 19% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 18/100. Around 0% of renters are cost-burdened. Median household income is $100,353, above the U.S. median near $78,000. 951 residents call 47531 home, typically aged 51. 2.1% of residents fall below the poverty threshold.

Overall 47531 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 47531 at the moment; the composite and its components are still built from verifiable public records.

The 47531 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 47531 stays directly comparable to neighboring ZIPs and the rest of Spencer County, Indiana. Nothing here is interpolated — where a source is thin for 47531, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 47531's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 47531 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.