ZIP 47552 Foreclosure, Tax-Lien & Distress Report

Spencer County, Indiana's ZIP 47552 registers 15/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (36/100), construction/permit lag (33/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. Structurally it carries 36/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100).

The market reads expansion — home values rose 5.1% year on year, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 47552 scores 15/100. The poverty rate is 6.4% — low. About 203 people live here, median age 51. There are about 55 housing units across 47552. 100% of housing is owner-occupied. The vacancy rate is 0.0%. The typical home is worth about $146,200 (1.2× income, relatively affordable). Households earn a median $143,313 — above the roughly $78,000 national figure. About 40% have a four-year degree.

Overall 47552 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 47552 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 47552 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

47552's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 47552 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.