ZIP 42351 Property Distress & Foreclosure Data

Hancock County, Kentucky's ZIP 42351 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (51/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (77/100), flood (NFIP) exposure (71/100)). On the structural side it scores 51/100, with 6/100 of stress already active.

The peak-phase market in 42351 posted values that rose 4.5% over the year, and 17% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 19% of adults hold a bachelor's degree or higher. Population is roughly 4,580 with a median age of 38. 77% of housing is owner-occupied. Around 42% of renters are cost-burdened. At $76,563, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 28/100. The poverty rate is 16.2%. The vacancy rate is 7.2%. The ZIP holds roughly 1,712 housing units. The typical home is worth about $169,200 (2.2× income, relatively affordable).

On balance 42351 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
51/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 42351

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk42
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hancock County

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