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ZIP 42366 Foreclosure, Tax-Lien & Distress Report

Daviess County, Kentucky · Distress market

In Daviess County, Kentucky, ZIP 42366 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (77/100), institutional ownership (55/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 77/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100)).

The market reads expansion — home values rose 11.1% year on year, and 10% higher over three years (phase confidence 92/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 13% of tenant households. At $80,053, median income runs near typical U.S. levels. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 8.8%. 5,408 residents call 42366 home, typically aged 43. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. A median home runs $229,700 here, or 2.7 times local income. There are about 2,377 housing units across 42366.

Overall, 42366 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 42366 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 42366 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Daviess County, Kentucky and the nation. Sparse data for 42366 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 42366 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 42366 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

34/100
Composite stress
77/100
Structural risk
6/100
Distress activity

What is driving ZIP 42366’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk86
9 further distress layers are graded for 42366

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 42366 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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