ZIP 42366 Property Distress & Foreclosure Data

ZIP code 42366 in Daviess County, Kentucky carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), institutional ownership (58/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (22/100). On the structural side it scores 67/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (73/100)).

The peak-phase market in 42366 posted values that rose 3.8% over the year, 2.3% off the recent peak, and 10% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 2.4% — low. Around 13% of renters are cost-burdened. At $80,053, median income runs near typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The vacancy rate is 8.8%. Population is roughly 5,408 with a median age of 43. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The typical home is worth about $229,700 (2.7× income, relatively affordable). The ZIP holds roughly 2,377 housing units.

On balance 42366 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.