ZIP 42301 Property Distress & Foreclosure Data

Daviess County, Kentucky's ZIP 42301 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in structural risk (67/100), institutional ownership (58/100), construction/permit lag (38/100). construction/permit lag (38/100) and mortgage stress (22/100) stay muted. Structural risk reads 67/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, 2.3% off the recent peak, and 14% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

45,399 residents call 42301 home, typically aged 37. Home values center near $198,200, an affordability ratio of 2.9× — accessible. There are about 19,762 housing units across 42301. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 7.3%. 14.9% of residents fall below the poverty threshold. Median household income is $62,010, below the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Owners hold 61% of homes, renters 39%. Rent burden reaches 33% of tenant households.

Overall, 42301 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.