ZIP 42301 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 42301 in Daviess County, Kentucky comes in at 35, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (72/100). Leading the profile are construction/permit lag (87/100), structural risk (80/100), institutional ownership (58/100). On the quiet end sit mortgage stress (22/100). The split runs 80/100 structural to 6/100 active on the ground.

The market reads expansion — home values rose 11.1% year on year, and 14% higher over three years, at 93/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

45,399 residents call 42301 home, typically aged 37. Home values center near $198,200, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 19,762 housing units. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 7.3%. Roughly 14.9% live below the poverty line. Households earn a median $62,010 — below the roughly $78,000 national figure. Around 26% of adults hold a bachelor's degree or higher. The tenure split is 61% owner-occupied to 39% rented. Around 33% of renters are cost-burdened.

Overall, 42301 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 42301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 42301 read uses the identical scoring model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 42301 stays directly comparable to neighboring ZIPs and the rest of Daviess County, Kentucky. 42301 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 35/100 for 42301 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 42301 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.