ZIP 42458 Property Distress & Foreclosure Data

DLRadar grades ZIP 42458 (Henderson County, Kentucky) at a low 28/100 for overall property distress. Property-level stress concentrates in institutional ownership (63/100), structural risk (63/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (72/100). On the structural side it scores 63/100, with 7/100 of stress already active.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

About 20% have a four-year degree. A median home runs $183,600 here, or 3.4 times local income. Households earn a median $57,567 — below the roughly $78,000 national figure. The tenure split is 97% owner-occupied to 3% rented. On demographic stress specifically, 42458 scores 30/100. The ZIP holds roughly 471 housing units. About 906 people live here, median age 53. Roughly 25.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 15.0% — elevated.

Net-net, 42458 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.