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ZIP 42458 Foreclosure, Tax-Lien & Distress Report

Henderson County, Kentucky · High Vacancy market

Henderson County, Kentucky's ZIP 42458 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (76/100), institutional ownership (59/100). mortgage stress (24/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (72/100), FEMA disaster exposure (71/100)). Structurally it carries 76/100, against 7/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 20% of adults hold a bachelor's degree or higher. A median home runs $183,600 here, or 3.4 times local income. At $57,567, median income runs below typical U.S. levels. Owners hold 97% of homes, renters 3%. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 471 housing units. 906 residents call 42458 home, typically aged 53. 25.6% of residents fall below the poverty threshold. The vacancy rate is 15.0% — elevated.

On the whole, 42458 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 42458 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 42458's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 42458, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 figure for 42458 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 42458 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

34/100
Composite stress
76/100
Structural risk
7/100
Distress activity

What is driving ZIP 42458’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk72
9 further distress layers are graded for 42458

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

42458 at a glance

42458 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Open 42458 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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