Henderson County, KY: Foreclosures, Tax Liens & Distressed Properties

Henderson County, KY, Kentucky: 8 ZIP codes scored, Henderson County, KY averaging 28/100 (low, Henderson, KY), from 20 to 35. Henderson County, KY is in its peak phase (Henderson, KY confidence 22/100): Henderson, KY home prices up 4.4% (Henderson, KY) over twelve months. Henderson County, KY lender headwind: 65/100.

Highest-scoring Henderson County, KY ZIPs: 42301 (35/100), 42406 (29/100), 42420 (29/100), 42451 (29/100), 42452 (29/100), 42458 (29/100). Also scored in Henderson County, KY: 42462, 42461.

Across Henderson County, KY's scored ZIPs: median home value $168,050, household income $59,925, 10.5% vacancy, 16.1% poverty, 77% owner-occupied, median age 42.3.

Henderson County, KY insurance distress 81/100 (#321 in the US); FEMA hazard 74/100 for Henderson, KY; 12 federal disaster declarations in Henderson County, KY since 2023; 39 Henderson, KY NFIP flood claims, $1.7M paid; Henderson, KY construction distress 40/100.

8 banks with 11 branches lend in Henderson County, KY; Henderson, KY weighted bank stress 61/100, highest 85/100 in Henderson, KY.

Henderson County, KY unemployment 4.2% (Henderson, KY -0.5 pts, six months); 140 new housing units permitted in Henderson County, KY over twelve months, Henderson, KY up 10% from 127; Henderson, KY home prices +9.0% a year (Henderson, KY) over three years.

20,151 housing units in Henderson County, KY; 6,586 Henderson, KY renter households; 44% of Henderson, KY renters spend 30%+ of income on rent, 22% (Henderson, KY) half or more.

Henderson County, KY ranks #1,537 nationally on the opportunity index (Henderson, KY, among all ranked counties); Henderson, KY scores 29.3/100 and Henderson, KY sits #93 inside Kentucky. Henderson, KY is in the early_signal opportunity phase; Henderson, KY's primary driver is bank institutional, Henderson, KY second driver construction; Henderson, KY moved up 453 places. 1 short-sale listings across Henderson, KY; 118 days on market observed in Henderson, KY; 8.1% vacancy over 8 Henderson, KY ZIPs.

No CFPB county sample covers Henderson County, KY. The non-metro area reading for Henderson, KY: 1.1% ninety-plus days late; Henderson, KY's thirty-to-eighty-nine share is 3.0% (Henderson, KY, December 2025 data); Kentucky overall 1.0%.

Henderson County, KY has 3 watched banks; 3 Henderson, KY banks sit in an elevated band. Henderson, KY footprints: Stock Yards Bank&Trust Co (3 branches, stress 51) in Henderson, KY; Independence Bank Of Ky (2 branches, stress 74) in Henderson, KY; Farmers Bank&Trust Co (1 branch, stress 57) in Henderson, KY.

HUD lists 11 assisted multifamily properties in Henderson County, KY with 515 units; 213 Henderson, KY units are assisted, 3 Henderson, KY properties under project-based Section 8.

1,629 of the 20,151 housing units in Henderson, KY sit vacant. Henderson County, KY permitted 52 multifamily units in twelve months; Henderson, KY's one-to-four unit structures added 88 units in Henderson County, KY.