ZIP 42406 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 42406 in Henderson County, Kentucky comes in at 30, a moderate composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (75/100), climate & FEMA risk (72/100)). What sets it apart are the readings on structural risk (66/100), institutional ownership (65/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (24/100). Structural exposure scores 66 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, and 31% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,446 with a median age of 46. The ZIP holds roughly 1,058 housing units. The poverty rate is 13.2%. Educational attainment sits at 14% bachelor's-or-above. A median home runs $187,200 here, or 2.7 times local income. Households earn a median $63,611 — below the roughly $78,000 national figure. Owners hold 85% of homes, renters 15%. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Around 24% of renters are cost-burdened.

On the whole, 42406 leans distressed, with opportunity clustered in specific stressed parcels. 42406 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 42406's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 42406, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 42406 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 42406 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.