ZIP 42406 Property Distress & Foreclosure Data

ZIP code 42406 in Henderson County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (72/100). What sets it apart are the readings on institutional ownership (63/100), structural risk (63/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (24/100) stay muted. Structural exposure scores 63 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 31% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,446 residents call 42406 home, typically aged 46. There are about 1,058 housing units across 42406. 13.2% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Home values center near $187,200, an affordability ratio of 2.7× — accessible. Median household income is $63,611, below the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 24% of tenant households.

Taken together, 42406 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.