Henderson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henderson County, KY distress report, 2026: 8 ZIPs scored in Henderson, KY, Henderson, KY average 28/100; the top Henderson, KY ZIP is 42301 at 35/100; Henderson, KY market phase peak, Henderson, KY prices +4.4% year over year.
- Henderson, KY ranks #1,676 nationally (opportunity index); Henderson, KY #92 in Kentucky; Henderson, KY index 28.8.
- Henderson, KY: no CFPB county sample; Henderson, KY non-metro area reading 1.1%.
- Henderson, KY ZIP phases: 5 peak, 3 expansion.
- Henderson, KY residential listings tracked: 4 across 5 ZIPs; Henderson, KY candidate listings 1.
- Henderson, KY HUD assisted properties: 11 with 515 units.
- Henderson, KY lenders on watch: 3; largest Henderson, KY footprint Stock Yards Bank&Trust Co (3 branches).
- Henderson, KY most distressed ZIP: 42301 at 35/100.
Henderson, KY figures: DLRadar distress index; Henderson, KY inputs: CFPB, FHFA, HUD, FDIC; Henderson, KY rebuilt as sources refresh.
| Rank | Henderson, KY ZIP | Score |
|---|---|---|
| 1 | 42301 | 35/100 |
| 2 | 42406 | 30/100 |
| 3 | 42420 | 30/100 |
| 4 | 42451 | 30/100 |
| 5 | 42458 | 30/100 |
| 6 | 42452 | 29/100 |
| 7 | 42462 | 23/100 |
| 8 | 42461 | 20/100 |
Most distressed Henderson, KY ZIPs (0-100, 2026)
Mortgage delinquency around Henderson, KY
No CFPB county sample covers Henderson, KY; the non-metro area reading for Henderson, KY: 1.1% ninety-plus; Henderson, KY area thirty-to-eighty-nine 3.0% (December 2025, Henderson, KY); Kentucky overall 1.0%.
Opportunity index: Henderson, KY
Henderson, KY index 28.8, Henderson, KY phase early_signal; Henderson, KY primary driver bank institutional, Henderson, KY second driver construction. Henderson, KY components: property stress 22.1, foreclosure pressure 21.0, listing discounts 29.1, bank stress 54.1, insurance 0.0; Henderson, KY pulse 31.2; Henderson, KY capital opportunity 25.2; Henderson, KY seven-day change +0.5%.
ZIP market phases inside Henderson, KY
8 Henderson, KY ZIPs carry a price-cycle phase; Henderson, KY ZIPs by phase (Henderson, KY), deepest drawdown first: expansion, +11.1% YoY (Henderson, KY): 42301; peak, +4.4% YoY (Henderson, KY): 42406, 42420, 42451, 42452, Henderson, KY 42458; expansion, +5.3% YoY (Henderson, KY): 42461; expansion, +5.0% YoY (Henderson, KY): 42462.
Residential listings by Henderson, KY ZIP
Henderson, KY ZIPs with the most tracked Henderson, KY residential listings: 42420 2 listings, 0 candidates, bank pressure 62; 42406 1 listings, 0 candidates, bank pressure 65; 42452 1 listings, 1 candidates, bank pressure 65; 42451 0 listings, 0 candidates, bank pressure 62 (Henderson, KY); 42458 0 listings, 0 candidates, bank pressure 62. Henderson, KY totals: 4 listings; Henderson, KY candidates 1; active ZIPs 3.
HUD assisted housing in Henderson, KY
11 assisted properties with 515 units sit in Henderson, KY; largest Henderson, KY properties: Redbanks Apartments And Towers (Henderson) 126 units, 126 assisted; Redbank Towers (Henderson) 102 units; Saddlebrook Apartments Iii (Henderson) 48 units in Henderson, KY; Redbanks Regency Apartments (Henderson) 47 units, 47 assisted; Aislynn Village (Henderson) 40 units; Saddlebrook Apartments Ii (Henderson) 40 units.
Lenders with branches in Henderson, KY
Henderson, KY lenders by branch count: Stock Yards Bank&Trust Co (Henderson, KY): stress 51, 3 branches moderate in Henderson, KY; Independence Bank Of Ky (Henderson, KY): stress 74, 2 branches moderate in Henderson, KY; Farmers Bank&Trust Co (Henderson, KY): stress 57, 1 branch moderate in Henderson, KY.
Vacancy and permits, Henderson, KY
1,629 of 20,151 Henderson, KY housing units are vacant; Henderson, KY permits, twelve months: 52 multifamily units in Henderson, KY, 88 one-to-four unit units.
Work Henderson, KY at the parcel level
Every Henderson, KY parcel carries owner and address; every Henderson, KY parcel carries APN; Henderson, KY distress scores sit on the Henderson, KY live board.
Henderson, KY figures refresh with each source.
Henderson, KY questions
Most distressed ZIP code in Henderson County, KY?
ZIP 42301 leads Henderson, KY at 35/100; next in Henderson, KY: 42406 at 30/100; the Henderson, KY average is 28/100.
Where does Henderson County, KY rank for investment opportunity?
Henderson, KY is #1,676 among all ranked counties, #92 in Kentucky; the Henderson, KY driver is bank institutional; Henderson, KY moved up 354 places.
How many mortgages are delinquent in Henderson County, KY?
Henderson, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Henderson, KY.
Which banks lend in Henderson County, KY?
3 watched lenders hold Henderson, KY branches; the largest Henderson, KY footprints are Stock Yards Bank&Trust Co (3), Independence Bank Of Ky (2), Farmers Bank&Trust Co (1).
More on Henderson, KY
Henderson County, KY distress report: public-record figures for Henderson, KY; not legal advice for Henderson, KY; not tax or investment advice; verify every Henderson, KY record before acting.