ZIP 42420 Property Distress & Foreclosure Data

In Henderson County, Kentucky, ZIP 42420 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 63 and live distress 7 on the 0–100 scale. Its standout signals are institutional ownership (63/100), structural risk (63/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (72/100)).

The peak-phase market in 42420 posted values that rose 4.5% over the year, and 14% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 7.4%. The poverty rate is 15.9%. 61% of housing is owner-occupied. At $56,661, median income runs below typical U.S. levels. Population is roughly 38,434 with a median age of 40. There are about 17,394 housing units across 42420. The typical home is worth about $170,300 (2.9× income, relatively affordable). Rent burden reaches 39% of tenant households. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100.

On balance 42420 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.