ZIP 42452 Property Distress & Foreclosure Data

In Henderson County, Kentucky, ZIP 42452 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (64/100), structural risk (62/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (78/100), climate & FEMA risk (69/100). The latent-versus-live split is 62/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.5% year on year, and 38% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 42452 scores 21/100. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $78,363 — near the roughly $78,000 national figure. The vacancy rate is 12.9% — elevated. Around 19% of renters are cost-burdened. A median home runs $173,300 here, or 2.1 times local income. About 14% have a four-year degree. The ZIP holds roughly 910 housing units. About 1,913 people live here, median age 55. The tenure split is 89% owner-occupied to 11% rented.

Net-net, 42452 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.