ZIP 42456 Property Distress & Foreclosure Data

ZIP code 42456 in Webster County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (75/100), structural risk (57/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (29/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100), FEMA disaster exposure (77/100)). The latent-versus-live split is 57/100 structural and 9/100 already moving.

The peak-phase market in 42456 posted values that rose 4.5% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $61,577, median income runs below typical U.S. levels. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 804 housing units. Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Population is roughly 1,423 with a median age of 49. The poverty rate is 18.0% — high, a tax-stress and distress correlate. 86% of housing is owner-occupied. The vacancy rate is 2.6%. The typical home is worth about $155,600 (2.6× income, relatively affordable).

On balance 42456 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.