ZIP 42436 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Kentucky · Distress market
ZIP 42436's composite property-distress score is 26/100 - DLRadar classes that as low for Hopkins County, Kentucky. The pressure is most legible in institutional ownership (62/100), structural risk (56/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (4/100). Structurally it carries 56/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (71/100).
The market reads peak — home values rose 4.4% year on year, and 27% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $84,412, median income runs near typical U.S. levels. The poverty rate is 8.9%. Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 21/100. The typical home is worth about $212,500 (2.1× income, relatively affordable). 68% of housing is owner-occupied. Vacancy runs 5.5%. The ZIP holds roughly 690 housing units. Population is roughly 1,460 with a median age of 41.
Overall, 42436 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 42436 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 42436's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 42436 shows blanks, not estimates, wherever the record is sparse.
Each component behind 42436 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 42436 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 42436 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 42436 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 42436, the same set carried on every parcel.
Other Hopkins County ZIP codes
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See every distressed parcel in 42436
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No modelling: every input is a public record · methodology