ZIP 42436 Property Distress & Foreclosure Data

Composite property distress in 42436 (Hopkins County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (64/100), structural risk (63/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (25/100) stay muted. On the structural side it scores 63/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 27% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $84,412, near the U.S. median near $78,000. 8.9% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $212,500, an affordability ratio of 2.1× — accessible. Owners hold 68% of homes, renters 32%. The vacancy rate is 5.5%. The ZIP holds roughly 690 housing units. 1,460 residents call 42436 home, typically aged 41.

Overall, 42436 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.