ZIP 42445 Property Distress & Foreclosure Data

Composite property distress in 42445 (Caldwell County, Kentucky) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 42/100 structural and 8/100 already moving. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (42/100), mortgage stress (25/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 25% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 11.5% — elevated. Home values center near $118,100, an affordability ratio of 2.1× — accessible. 14.8% of residents fall below the poverty threshold. Around 29% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. The ZIP holds roughly 4,912 housing units. Median household income is $54,024, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. 10,371 residents call 42445 home, typically aged 44. Owners hold 67% of homes, renters 33%.

Overall, 42445 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.