Caldwell County, KY: Foreclosures, Tax Liens & Distressed Properties
Caldwell County, KY, Kentucky: 6 ZIP codes scored, Caldwell County, KY averaging 23/100 (low, Caldwell, KY), from 18 to 27. Caldwell County, KY is in its expansion phase (Caldwell, KY confidence 33/100): Caldwell, KY home prices up 5.3% (Caldwell, KY) over twelve months. Caldwell County, KY lender headwind: 47/100.
Highest-scoring Caldwell County, KY ZIPs: 42445 (27/100), 42211 (26/100), 42408 (25/100), 42411 (25/100), 42064 (19/100), 42038 (18/100).
Across Caldwell County, KY's scored ZIPs: median home value $140,300, household income $54,604, 19.5% vacancy, 15.9% poverty, 76% owner-occupied, median age 43.5.
Caldwell County, KY insurance distress 73/100 (#564 in the US); FEMA hazard 78/100 for Caldwell, KY; 14 federal disaster declarations in Caldwell County, KY since 2023; 1 Caldwell, KY NFIP flood claims, $34K paid; Caldwell, KY construction distress 59/100.
4 banks with 5 branches lend in Caldwell County, KY; Caldwell, KY weighted bank stress 67/100, highest 74/100 in Caldwell, KY.
Caldwell County, KY unemployment 3.8% (Caldwell, KY -0.5 pts, six months); Caldwell, KY home prices +17.1% a year (Caldwell, KY) over three years.
6,064 housing units in Caldwell County, KY; 1,464 Caldwell, KY renter households; 40% of Caldwell, KY renters spend 30%+ of income on rent, 17% (Caldwell, KY) half or more.
Caldwell County, KY ranks #17 nationally on the opportunity index (Caldwell, KY, among all ranked counties); Caldwell, KY scores 41.2/100 and Caldwell, KY sits #3 inside Kentucky. Caldwell, KY is in the strong_buy opportunity phase; Caldwell, KY's primary driver is bank institutional, Caldwell, KY second driver vacancy; Caldwell, KY moved up 46 places. 3 short-sale listings across Caldwell, KY; 73 days on market observed in Caldwell, KY; 13.0% vacancy over 6 Caldwell, KY ZIPs.
No CFPB county sample covers Caldwell County, KY. The non-metro area reading for Caldwell, KY: 1.1% ninety-plus days late; Caldwell, KY's thirty-to-eighty-nine share is 3.0% (Caldwell, KY, December 2025 data); Kentucky overall 1.0%.
Caldwell County, KY has 4 watched banks; 4 Caldwell, KY banks sit in an elevated band. Caldwell, KY footprints: Farmers Bank&Trust Co (2 branches, stress 66) in Caldwell, KY; Fredonia Valley Bank (1 branch, stress 74) in Caldwell, KY; First Southern National Bank (1 branch, stress 68) in Caldwell, KY.
1,039 of the 6,064 housing units in Caldwell, KY sit vacant.