ZIP 42408 Property Distress & Foreclosure Data

DLRadar grades ZIP 42408 (Hopkins County, Kentucky) at a low 28/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (85/100), flood (NFIP) exposure (84/100), climate & FEMA risk (63/100)). Property-level stress concentrates in institutional ownership (64/100), structural risk (61/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (25/100). Structural risk reads 61/100 against active distress of 7/100.

The peak-phase market in 42408 posted values that rose 4.3% over the year, and 50% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 6,167 with a median age of 48. At $54,091, median income runs below typical U.S. levels. 76% of housing is owner-occupied. Rent burden reaches 30% of tenant households. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.2% — high, a tax-stress and distress correlate. The typical home is worth about $92,200 (1.5× income, relatively affordable). There are about 2,990 housing units across 42408. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100.

On the whole, 42408 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.