ZIP 42408 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42408 (Hopkins County, Kentucky) returns a low composite of 25/100. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (79/100), climate & FEMA risk (63/100). The pressure is most legible in institutional ownership (62/100), structural risk (56/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (16/100). Latent structural risk is 56/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 50% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,167 residents call 42408 home, typically aged 48. At $54,091, median income runs below typical U.S. levels. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 30% of tenant households. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Home values center near $92,200, an affordability ratio of 1.5× — accessible. The ZIP holds roughly 2,990 housing units. Around 10% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 27/100.

On the whole, 42408 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 42408 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 42408 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Hopkins County, Kentucky and the nation. 42408 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 42408 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 42408 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.