ZIP 42440 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Kentucky · High Vacancy market
ZIP code 42440 in Hopkins County, Kentucky carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (89/100), FEMA disaster exposure (85/100), climate & FEMA risk (71/100)). Leading the profile are institutional ownership (65/100), structural risk (56/100). The latent-versus-live split is 56/100 structural and 0/100 already moving.
The peak-phase market in 42440 posted values that rose 4.4% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
83% of housing is owner-occupied. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 746 with a median age of 45. Around 7% of adults hold a bachelor's degree or higher. A median home runs $96,800 here, or 2.5 times local income. There are about 327 housing units across 42440. The demographic-stress sub-score lands at 35/100. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 68% of tenant households. Median household income is $38,750, below the U.S. median near $78,000.
Net-net, 42440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 42440 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 42440's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 42440 reflects the current record instead of a stale or modeled snapshot.
42440's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 42440 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 42440
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 42440 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Hopkins County ZIP reports
Nearest ZIP codes to 42440
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hopkins County, Kentucky
Additional distress intelligence spanning Hopkins County, Kentucky by ZIP, county and state.
Unlock parcel-level detail for ZIP 42440
See who owns each distressed property in 42440, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology