ZIP 42440 Property Distress & Foreclosure Data

Composite property distress in 42440 (Hopkins County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100). The sharpest non-environmental signals are institutional ownership (64/100), structural risk (63/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) register low. Structural risk reads 63/100 against active distress of 0/100.

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. About 746 people live here, median age 45. About 7% have a four-year degree. A median home runs $96,800 here, or 2.5 times local income. There are about 327 housing units across 42440. On demographic stress specifically, 42440 scores 35/100. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 68% of tenant households. Households earn a median $38,750 — below the roughly $78,000 national figure.

Net-net, 42440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.