ZIP 42464 Foreclosure, Tax-Lien & Distress Report
Hopkins County, Kentucky · High Vacancy market
Hopkins County, Kentucky's ZIP 42464 registers 26/100 composite distress, which DLRadar reads as low. Structurally it carries 56/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (85/100), climate & FEMA risk (69/100). Its standout signals are institutional ownership (65/100), structural risk (56/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (3/100) register low.
The peak-phase market in 42464 posted values that rose 4.1% over the year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 848 housing units across 42464. 85% of housing is owner-occupied. A median home runs $104,700 here, or 2.4 times local income. Around 14% of adults hold a bachelor's degree or higher. 17.5% of residents fall below the poverty threshold. On demographic stress specifically, 42464 scores 29/100. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Around 44% of renters are cost-burdened. Population is roughly 1,645 with a median age of 42. Households earn a median $42,857 — below the roughly $78,000 national figure.
On the whole, 42464 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 42464 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 42464's 26/100 can be lined up against any neighbor in Hopkins County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 42464 shows blanks, not estimates, wherever the record is sparse.
42464's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 42464 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 42464’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 42464 distress snapshot
Current distress, phase, housing and lender-pressure figures for 42464, drawn from the same report attached to each property.
Adjacent Hopkins County ZIP reports
Nearest ZIP codes to 42464
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Hopkins County, Kentucky — ZIP, county and statewide.
Unlock the full ZIP 42464 acquisition report
Open 42464 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology