Hopkins County, KY: Foreclosures, Tax Liens & Distressed Properties

Hopkins County, KY, Kentucky: 13 ZIP codes scored, Hopkins County, KY averaging 25/100 (low, Hopkins, KY), from 21 to 27. Hopkins County, KY is in its peak phase (Hopkins, KY confidence 22/100): Hopkins, KY home prices up 4.4% (Hopkins, KY) over twelve months. Hopkins County, KY lender headwind: 63/100.

Highest-scoring Hopkins County, KY ZIPs: 42445 (27/100), 42410 (26/100), 42413 (26/100), 42431 (26/100), 42436 (26/100), 42440 (26/100). Also scored in Hopkins County, KY: 42442, 42453, 42408, 42441, 42464, 42456, 42450.

Across Hopkins County, KY's scored ZIPs: median home value $121,885, household income $57,204, 12.7% vacancy, 18.0% poverty, 77% owner-occupied, median age 43.3.

Hopkins County, KY insurance distress 80/100 (#357 in the US); FEMA hazard 74/100 for Hopkins, KY; 12 federal disaster declarations in Hopkins County, KY since 2023; 14 Hopkins, KY NFIP flood claims, $750K paid; Hopkins, KY construction distress 1/100.

9 banks with 14 branches lend in Hopkins County, KY; Hopkins, KY weighted bank stress 65/100, highest 74/100 in Hopkins, KY.

Hopkins County, KY unemployment 4.2% (Hopkins, KY -0.5 pts, six months); 194 new housing units permitted in Hopkins County, KY over twelve months, Hopkins, KY up 56% from 124; Hopkins, KY home prices +10.6% a year (Hopkins, KY) over three years.

21,001 housing units in Hopkins County, KY; 5,132 Hopkins, KY renter households; 35% of Hopkins, KY renters spend 30%+ of income on rent, 18% (Hopkins, KY) half or more.

Hopkins County, KY ranks #990 nationally on the opportunity index (Hopkins, KY, among all ranked counties); Hopkins, KY scores 31.2/100 and Hopkins, KY sits #63 inside Kentucky. Hopkins, KY is in the watchlist opportunity phase; Hopkins, KY's primary driver is vacancy, Hopkins, KY second driver bank institutional; Hopkins, KY moved up 586 places. 3 short-sale listings across Hopkins, KY; 47 days on market observed in Hopkins, KY; 13.6% vacancy over 13 Hopkins, KY ZIPs.

No CFPB county sample covers Hopkins County, KY. The non-metro area reading for Hopkins, KY: 1.1% ninety-plus days late; Hopkins, KY's thirty-to-eighty-nine share is 3.0% (Hopkins, KY, December 2025 data); Kentucky overall 1.0%.

Hopkins County, KY has 4 watched banks; 4 Hopkins, KY banks sit in an elevated band. Hopkins, KY footprints: First United Bank&Trust Co (3 branches, stress 72) in Hopkins, KY; Independence Bank Of Ky (2 branches, stress 74) in Hopkins, KY; Planters Bank Inc (1 branch, stress 59) in Hopkins, KY.

HUD lists 1 assisted multifamily property in Hopkins County, KY with 129 units; 128 Hopkins, KY units are assisted, 1 Hopkins, KY properties under project-based Section 8.

2,604 of the 21,001 housing units in Hopkins, KY sit vacant. Hopkins County, KY permitted 43 multifamily units in twelve months; Hopkins, KY's one-to-four unit structures added 151 units in Hopkins County, KY.