ZIP 42431 Property Distress & Foreclosure Data

Composite property distress in 42431 (Hopkins County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. Structural exposure scores 63 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100), climate & FEMA risk (71/100). The sharpest non-environmental signals are institutional ownership (64/100), structural risk (63/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.5% year on year, and 25% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 27,095 people live here, median age 38. A median home runs $160,700 here, or 2.6 times local income. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $57,529 — below the roughly $78,000 national figure. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 42431 scores 30/100. There are about 12,720 housing units across 42431. Rent burden reaches 34% of tenant households. The tenure split is 68% owner-occupied to 32% rented. About 20% have a four-year degree.

Net-net, 42431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.