ZIP 42413 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42413 (Hopkins County, Kentucky) returns a low composite of 26/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (78/100), climate & FEMA risk (71/100). What sets it apart are the readings on institutional ownership (62/100), structural risk (56/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (4/100) stay muted. On the structural side it scores 56/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 36% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,667 with a median age of 45. Around 22% of renters are cost-burdened. There are about 1,106 housing units across 42413. Owners hold 88% of homes, renters 12%. About 23% have a four-year degree. The vacancy rate is 6.5%. 5.8% of residents fall below the poverty threshold. Households earn a median $87,778 — above the roughly $78,000 national figure. A median home runs $160,000 here, or 1.7 times local income. DLRadar's demographic-stress index for the area reads 20/100.

Net-net, 42413 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 42413 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 42413's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 42413 shows as blanks, never estimates, and the score updates on every fresh public filing.

42413's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 42413 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.