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ZIP 42372 Foreclosure, Tax-Lien & Distress Report

Mclean County, Kentucky · High Vacancy market

Composite property distress in 42372 (Mclean County, Kentucky) lands at 23/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — FEMA disaster exposure (85/100), flood (NFIP) exposure (79/100). The sharpest non-environmental signals are institutional ownership (63/100), structural risk (52/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (24/100) register low. Structural exposure scores 52 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 9.7% year on year, at 78/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 82% of homes, renters 18%. The typical home is worth about $102,900 (1.9× income, relatively affordable). On demographic stress specifically, 42372 scores 28/100. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 772 housing units. Rent burden reaches 44% of tenant households. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $53,750, below the U.S. median near $78,000. 1,620 residents call 42372 home, typically aged 47. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 42372 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 42372 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 42372's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 42372, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 42372 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42372 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
52/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 42372

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk41
9 further distress layers are graded for 42372

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 42372 distress snapshot

The live 42372 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Mclean County ZIP codes

Nearest ZIP codes to 42372

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Mclean County, Kentucky

Keep going: ZIP, county and state distress coverage for Mclean County, Kentucky.

Unlock the full ZIP 42372 acquisition report

Every distressed parcel in 42372 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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