ZIP 42372 Property Distress & Foreclosure Data

DLRadar grades ZIP 42372 (Mclean County, Kentucky) at a low 21/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (81/100)). Property-level stress concentrates in institutional ownership (63/100), structural risk (45/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100). Structural exposure scores 45 and live distress 7 on the 0–100 scale.

The peak-phase market in 42372 posted values that rose 4.0% over the year, 1.8% off the recent peak, at 45/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. The typical home is worth about $102,900 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 28/100. Around 11% of adults hold a bachelor's degree or higher. There are about 772 housing units across 42372. Rent burden reaches 44% of tenant households. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. At $53,750, median income runs below typical U.S. levels. Population is roughly 1,620 with a median age of 47. The poverty rate is 17.0% — high, a tax-stress and distress correlate.

On the whole, 42372 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.