ZIP 42372 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 42372 (Mclean County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), FEMA disaster exposure (78/100). The sharpest non-environmental signals are institutional ownership (60/100), structural risk (54/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (24/100) register low. Structural exposure scores 54 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 9.7% year on year, at 78/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 82% of homes, renters 18%. The typical home is worth about $102,900 (1.9× income, relatively affordable). On demographic stress specifically, 42372 scores 28/100. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 772 housing units. Rent burden reaches 44% of tenant households. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $53,750, below the U.S. median near $78,000. 1,620 residents call 42372 home, typically aged 47. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 42372 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 42372 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 42372's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 42372, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 42372 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 42372 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.